The Paris Pullout

By Thomas Sheffield Last week, the Trump administration made the decision to pull the US out of the Paris Climate Agreement.  Do you know what it is or why it is important?  Do you know […]



By Thomas Sheffield I forgive my mother for making me wear uncomfortable shoes. I forgive my father for punishing me for something I did not do.  I forgive my brother hitting me with a snowball […]



By Thomas Sheffield A couple of week’s ago, I mentioned some researches believe statistically, African Americans are headed into a second slavery.  It will be an economic and financial slavery.  According to the researchers, the […]



By Thomas Sheffield Ghosting is a dating trend where one of the people involved cuts off all communication with the other, leaving them without closure.  This can be emotionally taxing as the ghostee has questions […]


The Bottom

By Thomas Sheffield The economy is consistently changing.  The economy has been growing for the past 10 years since the great recession.  The 45th President will lead you to believe that he has been responsible […]


Leave a Legacy

By Thomas Sheffield September is Insurance Awareness month.  How many times have you wished you had a rich uncle or aunt passed and left you a large sum of money?  How often have you been […]


Racism is Insanity

Sustainability by Thomas Sheffield A racist is insane. The late Toni Morrison said in an interview when asked how she felt about racism, she said it feels insane and it is insane. So we need […]



By Thomas Sheffield When I am talking about Power, I am not talking about the TV show.  I am talking about the power we have as consumers.  African Americans make up 14% of the population […]



By Thomas Sheffield According to many economist, a recession is coming.  An inverted yield curve is a good indicator of a recession as the yield of a 10 year bond is less than the yield […]